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Current Special Offers

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Why wait? Get it now Interest Free*.
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We offer 3 providers of Interest Free* finance for you to choose from

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For buying ‘Big things’, you can apply for anything up to $30,000. Then, depending on what you’re buying and when, you can choose to repay in 6, 12, 24.…all the way up to 60 months.

Who can humm?You just need to tick these boxes:

• Live in Australia
• Be at least 18yo
• Be legally allowed to sign a binding agreement
• Have a valid email address and mobile number
• Have an Australian drivers licence, passport or Medicare card

Terms and Conditions
Credit approved applicants only: fees, terms, conditions, minimum amounts and exclusions apply. Interest free finance is applied only to promotional transactions for the specified period for Stratco Outback and Pavilion Patios/Carports. Credit provided by humm BNPL Pty Ltd ABN 28 129 228 986, a subsidiary of FlexiGroup Limited.

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• Terms from 12 months to 60 month payment plans with no interest with fortnightly or monthly repayments
• Your design consultant will assist with the application process or you can complete it yourself
• Quick approval time
• This is not a credit card facility

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​Terms and Conditions
The offer applies for retail customers only and cannot be used in conjunction with any other offers.  Interest free finance is applied only to promotional transactions for the specified period for Stratco Outback and Pavilion Patios/Carports. The offer does not apply for pricing for trade purchases. Your application is subject to Payright’s lending criteria. Terms and conditions and fees apply. See Payright terms and conditions here. Finance provided by Payright Limited (ABN 24 605 753 535) of 4/2 789 Toorak Road, Hawthorn East, VIC 3123.

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• Terms from 6 months to 72 months available (subject to promotional period)
• Click the button below that matches your term and complete the HSBC credit card application.
• A fast response will be displayed on-screen 

Click on the buttons below that matches your term to apply online

Remaining balances after the interest free period reverts to the variable cash advance rate. An annual account fee of $99 applies to HSBC finance offers. Minimum purchase amount of $1,000 for interest free promotions.

How does interest free* work?
​Interest-free* means you will not pay any interest on the promotional purchase you made with In Style Patios and Decks during the promotional period. You will be required to pay the minimum monthly repayments as you would with any standard credit card purchase. Other transactions made with your credit card will incur interest charges. Upon expiry of your interest free* period, any remaining balance will revert back to the variable cash advance rate

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​What is the minimum monthly repayment?
​Unless your payments are deferred, the minimum monthly repayment is the higher of $30 or 3% of the outstanding balance at the time your credit card statement is issued. You must pay at least the minimum repayment set out in each statement on or before the due date. This is the date HSBC should receive your payment. You should allow sufficient time for payments to be received and processed by us before the due date.

Terms and Conditions
*Interest free finance is applied only to promotional transactions for the specified period for Stratco Outback and Pavilion Patios/Carports. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the variable cash advance rate. Unless repayments are deferred for a specified period as part of the promotional offer, monthly repayments are required and calculated at 3% of the outstanding balance or $30, whichever is higher. Minimum purchase value, Lending criteria, terms and conditions, fees, and charges apply and are available on application. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian credit licence 232595.

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